How is Pensioenfonds Detailhandel organised?

The policy of Pensioenfonds Detailhandel is determined by the Board. The board meets on a monthly basis and consists of board members from employers (sector organisations) and employees (trade unions). For everything the board decides concerning Pensionfonds Detailhandel, it is accountable to the Dutch Central Bank and the Netherlands Authority for the Financial Markets (AFM). These are government agencies that, among other things, monitor the financial health of pension funds. The Supervisory Board and the Accountability Body of Pensioenfonds Detailhandel provide an extra safeguard. The Supervisory Board consists of three people, the Accountability Body consists of 15 employees and pensioners from the retail trade.

The day-to-day business of the Pension Fund is organised by the administrative office of Pensioenfonds Detailhandel. This agency employs eight people on a permanent basis. They manage a network of professionals, including the administration (outsourced to TKP in Groningen) and parties investing the assets. Both the directors of Pensioenfonds Detailhandel and also the members of the Supervisory Board and the Accountability Body, do their work on the basis of remuneration. These amounts can be found in the annual report.

Support and advice
The pension fund is supported and advised in its activities by the following parties:

Control and Certification
The pension fund has an agreement with the following parties for auditing and certifying the annual accounts:

Certifying actuary
Towers Watson Netherlands B.V., Certifying Actuaries, Amstelveen.

Accountant
PricewaterhouseCoopers Accountants N.V., Amsterdam

Advising actuary
Mercer Nederland B.V

Investments
Houthoff Buruma (legal)
Aon Hewitt Investments (operational)
Mercer Investment Consulting (ALM)
Mr. Prof. Rob Bauer (advice)
Finance Ideas (real estate advice)
Montesquieu (Risk Manager Investments)

Bestuursbureau

Ard de Wit
Ard de WitHoofd Risk & Finance
Carolien Verkleij
Carolien VerkleijOfficemanager
Henk Groot
Henk GrootHoofd Beleggingen (Head of Investments)
Ruud Geerdinck
Ruud GeerdinckInvestments & Risk
Jorinde Crum
Jorinde CrumHoofd Communicatie
René Upperman
René UppermanDirecteur
Theo Brugmans
Theo BrugmansHoofd Pensioenen
Sasja Keijmel
Sasja KeijmelHoofd Actuariaat

Board

Employer Board Member

Ad van Dorssen has been a board member of Pensioenfonds Detailhandel since 2011. After finishing his A-levels (HBS-B), he completed various evening courses in the field of insurance and pensions, such as Actuarial Calculator, Pension Specialist and a study in Business Economics (higher professional education, HBO). Van Dorssen gained experience during a long career with the administrative organisation of a medium-sized company pension fund. At Pensioenfonds Detailhandel, Van Dorssen is, in addition to being a board member of the Asset Management Committee, chairman of the Pension Committee.

Employer Board Member

André Snellen is Employer Chairman of the Pension Fund and trained as an (economic) psychologist. Snellen also completed a number of insurance and pension-related training courses and currently runs his own consultancy company. Being the Employer Chairman, he feels the Pension Fund’s challenge is to continue to build a valuable infrastructure that is optimally equipped for today’s challenges: understandable, appropriate, smart.

Other positions:

  • Member of the Pension Committee of the Confederation of Netherlands Industry and Employers (VNO-NCW)
  • Chairman of the Pension Committee Retail Netherlands
  • Board member Pension Federation
  • Board member SPO
  • General Director of Pensioenfonds General Electric Nederland (ad interim)
  • Member of the Supervisory Board of real estate funds Syntrus Achmea Real Estate & Finance

Employer Board Member

Benne van Popta has been working in the The Hague area (“Politics and polder”) for more than forty years. He started working in the pension sector 15 years ago. Van Popta finished his university studies in macro- and political economics in 1976. He is an Employer Board Member and is, in that capacity, chairman of the Asset Management Committee. The objective of the macroeconomist and now pension specialist is to yield sufficient returns with a sustainable investment policy thus achieving strong pensions with sufficient purchasing power for all retail participants.

Other positions:

  • Employer chairman of Pensioenfonds metaal en techniek (PMT)
  • Member of ICPM-discussieforum
  • Supervisory board member Private Supplement Unemployment Benefit (WW) Foundation

Employee Board Member

Gert-Jan Seffinga comes from trade union CNV and is a level-headed Frisian. He feels it is important that both employers and employees suitably organise their pensions. According to Seffinga, especially the areas of disability, long and healthy living and premature death deserve extra attention. In addition to being an Employee Board Member, the business economist from Friesland is also a Board Member of BPF Levensmiddelenbedrijf and Stichting Pensioenfonds voor Personeelsdiensten.

Employee Board Member

FNV member Henk van der Kolk is a union man through and through. He has been a director of Pensioenfonds Detailhandel since mid-2014. The following year, he was appointed Employee Chairman. Van der Kolk has completed various courses, including economics at the University of Groningen. In the field of pensions, he has trained at the Rothman School of Management/University of Toronto, among other places. Van der Kolk wants the pension fund to become the best in the Netherlands.

Other positions:

  • Supervisory Board Sabic Petrochemicals BV Sabic Innovative Plastics BV

Employee Board Member

Rik Grutters, who comes from Deventer,  works for the trade union FNV and is an Employee Board Member. At Pensioenfonds Detailhandel, he heads the Finance & Risk Committee and is a member of the Asset Management Committee. Grutters took the basic pension courses, supplemented with the BEP governance course in Toronto (Canada), an in-depth asset management course and a COSO ERM 2017 course (risk management). Grutters: “What is important to me as a director is that I want to contribute to pensions of employees in the retail sector, now and in the future.

Other positions:

  • Board Member Pensioenen FNV
  • Board Member Pensioenfonds voor het Levensmiddelenbedrijf
  • Board Member Pensioenfonds Wonen
  • Board Member Pensioenfederatie

Employer Board Member

Employer Board Member

With Lieske van den Bosch, Pensioenfonds Detailhandel has a female director again. As a Board Member, she will join both the Finance & Risk and Communication Committees, among other things. The former personnel manager at Leen Bakker runs a company with HR solutions and is a Board Member of the discontinued pension fund Wonen. In her role as a director of Pensioenfonds Detailhandel, she wants to show employees and employers how essential pensions are.

Van den Bosch: “Because of my HR background, I always have the interests of employees at heart. Moreover, as a former retail employee, I am the first participant to have been elected as a Board Member.  From my own experience I know how incomprehensible a UPO (Uniform Pension Overview) can be and how difficult it is to explain information about pensions in clear and plain language. I want to make a non-issue an issue.” At the discontinued pension fund Wonen, Lieske van den Bosch has risk management in her portfolio. “This is one of the other areas of expertise I bring with me. In addition, I want to focus not only at the content, but also the process. How do you achieve things?

Jan de Planque won the elections for a new board member of Pensioenfonds Detailhandel in the summer of 2019. These elections were held among more than 115,000 pensioners from the pension fund. He received a large majority of the votes. After studying business economics in Groningen, Jan de Planque (60) started his career as a chartered accountant at PwC. He then made the switch to the retail trade, where he held various management and executive positions. From 1995 to 2006, De Planque was a board member of the VendexKBB company pension fund and to date he is also a board member of StiPP, the pension fund for the temporary employment sector.

Accountability Body

Accountability Body

Graduated from the HAN University of Applied Sciences; Commercial Economics. In addition to his job as a business development manager with Achmea Certified Pension Executive, he studies at Erasmus University. Raghoe strives for balanced and easy to explain decision-making, and, last but not least, a prudent managing of all the money concerned.

Accountability Body

Roald Jacobs studied economics at the University of Amsterdam. He strives for a well-functioning Accountability Body that provides the board with well-considered advice and follows the Board’s policy in a constructive yet critical manner in all areas.

Accountability Body

As a member of the Accountability Body, Ron Kraaijenhage wants to accurately evaluate and study whether the pros and cons of decisions taken are distributed fairly among all the participants of the Pension Fund. Sometimes through advising beforehand, but also often afterwards in case the board needs to provide accountability.

Accountability Body

Has joined the VO to do something for her fellow workers in retail. She feels it is of paramount importance that retail staff, at a later stage, will be able to enjoy their retirement. She would like to contribute to this. She was recently reappointed for the next 4 years. Mienstra has completed a secondary vocational education and recently switched jobs. From assistant shop manager at Zara Inditex, she is now a commercial employee at Westpoort.

Accountability Body

Ton Boonekamp is a member of the Financial Committee of the Accountability Body and represents the Vereniging van Gepensioneerden uit de Detailhandel (Association of Retail Pensioners).  For his pension expertise, he took the SPD 1 (Business Administration) course. Boonekamp: “My objective is to achieve complete transparency in the decision-making process of the Pension Fund and a balanced consideration of the interests of all stakeholders.

Accountability Body

As a member of the Accountability Body, Wilma feels it is important to take a close look at the various decisions taken by the Board with a view to legal decisions. In doing so, she always keeps her fellow workers on the shop floor and the final pension for retail employees in mind.

Erik Veurtjes

Bart van Wijck

Arnold van Dantzich

Supervisory Board

Supervisory Board

Henk Schuijt  is Chairman of the Supervisory Board and has worked at Ahold in financial and economic positions for approximately 40 years. Schuijt is a chartered accountant. In his view, the task of the Supervisory Board is to provide independent supervision of the fund’s policy and general affairs.

Supervisory Board

Roel Beetsma is MN Professor of Pension Economics at the University of Amsterdam. He is also a member of the European Fiscal Board, an independent advisory body to the European Commission. He studied econometrics at Tilburg University, where he was granted his PhD writing a thesis on exchange rates and inflation. His aim as overseer of Pensioenfonds Detailhandel is to contribute to good quality decision-making with a balanced consideration of the various interest of different groups of participants.

Supervisory Board

Is a member of the Supervisory Board and holds a degree in business economics. For more than 40 years he worked in financial-economic positions (Controller and CFO) at DAF Trucks, United Bus, Bouwfonds Nederlandse Gemeenten, Hoogovens Technical Services and Atos. Meijs is committed to complete openness and transparency of the Pension Fund’s management and policy.

2020-04-02T16:55:56+02:00