Premium overview and calculation figures

January 14, 2020

In 2020 the premium and the accrual percentage will remain the same. The employee’s share of the premium is 5.7 percent. That is the maximum percentage, but note: different agreements may have been made about this per sector or collective agreement.

These are the calculation figures with which Pensioenfonds Detailhandel determines the retirement pension of an employee.

2020 2019 2018 2017 2016
Maximum loon Wfsv op jaarbasis (bovengrens) € 57.232 € 55.927,- € 54.614,- € 53.701,- € 52.763,-
Franchise €14.034 € 13.582,- € 13.101,- € 12.866,- € 12.577,-
Premiepercentage 22,500% 22,500% 21,600% 21,600% 19,400%
Werkgeversdeel 16,800% 16,800% 15,900% 15,900% 14,281%
Werknemersdeel 5,700% 5,700% 5,700% 5,700% 5,119%
Premie aanvullende pensioenregeling 25,7% 25,7% 24,7% 24,7% 22,2%
         – Maximum pensioengevend loon €110.111 € 107.593,- € 105.075,- € 103.317,- € 101.519,-
Opbouwpercentage OP (tot grensbedrag) 1,560% 1,560% 1,622% 1,750% 1,750%
Opbouwpercentage PP 1,092% 1,092% 1,135% 1,225% 1,225%
Opbouwpercentage WzP 20% van PP 20% van PP  20% van PP 20% van PP 20% van PP
2020-03-11T15:40:22+01:00